Disability Insurance

TEG Services is the trusted source for complete short-term and long-term disability insurance plans. We offer individuals and businesses alike a full spectrum of coverage options that cater to varying needs and budgets.

TEG Services’s

Personalized Consultations Tailored to You

When you give us a call, we’ll schedule a no-obligation consultation with you at your earliest convenience. Our knowledgeable insurance brokers will sit down with you to help you choose the best disability insurance for your unique needs. First, we’ll ask you some questions such as your current salary and expenses to evaluate your financial liabilities. These questions might also pertain to:

  • Age
  • Health
  • Occupation
  • Income

Based on the information you give us, we’ll calculate the minimum amount of coverage you would need to live in the case that a disability prevented you from earning an income. From there, we’ll lay out several options in front of you, ranging from the essentials to more inclusive coverage plans.

If you like, we’ll give you our impartial, expert advice, gleaned from years of working in the industry. When you’ve selected a plan that fits both your needs and budget, we’ll go over the fine print with you one last time to make sure we leave none of your questions unanswered.

Short-Term Disability Insurance

Long-term disability plans, on the other hand, cover the whole length of the disability period, or until retirement age. The payouts usually are slightly lower than short-term plan payouts, typically representing 40-60 percent of your base salary.

If you’re looking for long-term disability coverage, you won’t find a better selection anywhere else.

Disability Insurance Claims Assistance

Our insurance consultants do more than help you select a plan—we offer our full support when you need to make a claim, too. Our customer support agents are well-versed in claims procedures and can walk you through the process step by step.

Not to mention, if at any point you’d like to upgrade, renew, or cancel your plan, we’re always available by phone to make all your transactions quick and stress-free.

For us, top-quality service is not a bonus feature. It’s ingrained in every aspect of what we do.